Top 15 Property & Casualty Insurance Stocks
Marvin ranks 15 property & casualty insurers by Overall score within their industry. American Integrity Insurance Group, Slide Insurance and Progressive lead the list. Each pick below includes the figures behind it and a caution.
Property & casualty insurers sell policies that cover things like homes, cars and business risks. They collect premiums up front and pay claims later, so their results depend on how well they price risk and invest the money they hold. This list shows the 15 companies in that industry that score highest on Marvin's Overall measure.
Several figures here are worth knowing. Operating margin shows how much of each revenue dollar is left after running the business. Return on equity shows how much profit a company earns on shareholder money. Debt-to-equity shows how much debt a company carries compared with its equity. Revenue growth covers the last fiscal year only, so one strong year does not make a trend.
Marvin's scores compare each company with others in the same industry today. They are a starting point for your own research, not a recommendation. A few companies are missing some figures, and we note this in the relevant blurbs.
The list
How Marvin ranked these stocks
Marvin included companies above about $300 million in size and ranked them by Marvin scores from 0 to 100. These scores are relative to each company's own industry, so a high score means a company compares well with other property & casualty insurers, not with every stock in the market. This list covers the Insurance - Property & Casualty industry, with the highest Overall score first, using data as of 2026.
Companies above about $300 million in size, ranked by Marvin scores (0-100, relative to each company's own industry). The Insurance - Property & Casualty industry, highest Overall score first.
The stocks, one by one
American Integrity Insurance Group, Inc. AII
American Integrity tops the list with an overall score of 97. Revenue grew 35.3% last year, operating margin is 36.2% and debt-to-equity is just 0.09, a light debt load. Caution: its quality score of 86 trails its opportunity score of 97.
Slide Insurance Holdings, Inc. Common Stock SLDE
Slide Insurance scores 94 overall, with a quality score of 96. Its operating margin of 52.8% and return on equity of 46.5% point to strong profitability, and debt-to-equity is only 0.03. Caution: revenue growth of 36.5% reflects just one fiscal year.
The Progressive Corporation PGR
Progressive has a quality score of 94 and a return on equity of 34.1%, showing strong profit on shareholder money. Revenue grew 16.3% with a more modest operating margin of 16.2%, and debt-to-equity is 0.24. Caution: its opportunity score of 83 is well below its quality score.
Cincinnati Financial Corporation CINF
Cincinnati Financial has the highest quality score on the list at 88, backed by an operating margin of 29.8% and very little debt, with debt-to-equity of 0.05. Caution: revenue growth of 11.4% is slower than many peers here, and its opportunity score is 59.
HCI Group, Inc. HCI
HCI Group pairs an operating margin of 48.4% with a return on equity of 28.7%, both strong, and revenue growth of 20.1%. Its quality score is 92. Caution: no debt-to-equity figure is available, so its debt load cannot be judged here.
Palomar Holdings, Inc. PLMR
Palomar grew revenue 58.2% last year, the fastest pace among these stocks, with an operating margin of 24.1% and return on equity of 20.7%. Caution: debt-to-equity of 0.30 is higher than several peers on this list, though still modest.
Ategrity Specialty Holdings LLC ASIC
Ategrity Specialty carries almost no debt, with debt-to-equity of 0.00. Its operating margin is 27.8%, revenue grew 23.4%, and its quality score is 84. Caution: return on equity of 16.1% is lower than many higher-ranked names here.
The Allstate Corporation ALL
Allstate shows a strong return on equity of 39.5% and debt-to-equity of 0.22. Revenue grew 5.6%, the slowest in this group. Caution: no operating margin figure is available, so profitability from core operations cannot be checked here.
Mercury General Corporation MCY
Mercury General has an overall score of 77, with return on equity of 33.0% and operating margin of 18.3%. Revenue grew a modest 9.4%. Caution: debt-to-equity of 0.34 is higher than most companies on this list, though still low in absolute terms.
Old Republic International Corporation ORI
Old Republic shows revenue growth of 11.0% and return on equity of 18.7%, a moderate profile, with a quality score of 70. Caution: operating margin and debt-to-equity are not available, and its opportunity score of 61 is on the low side.
Bowhead Specialty Holdings Inc. BOW
Bowhead Specialty grew revenue 29.6%, a quick pace, but profitability is thinner: operating margin is 12.7% and return on equity is 13.2%. Debt-to-equity is 0.31. Caution: those margins and returns are among the lower ones on this list.
Hippo Holdings Inc. HIPO
Hippo has an opportunity score of 87, revenue growth of 25.9% and return on equity of 26.1%. Caution: its quality score of 47 is the lowest on this list, and no debt-to-equity figure is available.
United Fire Group, Inc. UFCS
United Fire Group posted revenue growth of 10.6%, an operating margin of 12.0% and return on equity of 14.4%, all moderate. Debt-to-equity is 0.15. Caution: its quality score of 57 is lower than most of the list.
Skyward Specialty Insurance Group, Inc. SKWD
Skyward Specialty grew revenue 23.2%, with an operating margin of 13.9% and return on equity of 14.8%, a decent but not standout profile. Caution: no debt-to-equity figure is available, and its opportunity score is only 67.
Selective Insurance Group, Inc. SIGI
Selective Insurance has an overall score of 51, with revenue growth of 9.8%, operating margin of 11.5% and return on equity of 13.6%. Caution: its opportunity score of 52 is the lowest here, and no debt-to-equity figure is available.
Common questions
What does a property & casualty insurance company do?
These companies sell insurance that covers losses to property, such as homes and vehicles, and liability claims. They earn money from the premiums customers pay and from investing that money until claims come due.
Why are some figures missing for certain stocks?
Not every company reports every figure in a form Marvin can compare. For example, some insurers on this list have no debt-to-equity figure and a few have no operating margin. We only use figures that are available, and we flag the gaps in each blurb.
Does a high Marvin score mean a stock will perform well?
No. Marvin's scores describe how a company compares with other insurers in its industry today, using figures like growth, margins and debt. They do not predict future share prices, so treat them as a starting point for your own research.
Keep reading
- Top 20 Insurance Stocks Ranked by Marvin Scores
- Top 15 Financial Services Stocks by Marvin's Opportunity Score
- Top 15 Financial Services Companies With the Strongest Businesses
- Top 15 Financial Services Stocks Right Now
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Marvin's scores (0-100) compare each company with others in its industry today. Growth and margin figures come from SEC filings. This is general information, not personal investment advice or a recommendation to buy or sell anything. Do your own research.